The NIAAA provides membership a number of insurance benefits.
Liability Insurance – the NIAAA provides each regular member excess liability coverage up to $2,000,000. Excess means coverage beyond any other coverage the member has through his/her employer. This liability insurance covers any suits for claims involving bodily injury or property damage. This liability does not cover suits for discrimination, wrongful suspension of a coach or athlete or any other claim not involving bodily injury or property damage. Suits for such claims occurring during the course of employment would have to be covered by the employer. (NOTE: NIAAA members serving on the NIAAA Board or NIAAA Committees are covered under the NIAAA’s Directors and Officers Policy) For additional information go to the Bollinger Insurance web site at www.BollingerNIAAA.com.
Term Life Insurance – the NIAAA provides $2,500 term life insurance for any current member with exception of student members. The benefit is paid to the surviving spouse or to the estate (if no surviving spouse) unless a beneficiary form has been completed and sent to the NIAAA office. Should the insured prefer to specify a beneficiary, please download and complete a beneficiary form. Mail the completed form to the NIAAA office at 9100 Keystone Crossing, Suite 650, Indianapolis, IN 46240. All members (except student members) are eligible for this life insurance as long as they were a current member of the NIAAA upon their death. For additional information go to the Bollinger Insurance web site at www.BollingerNIAAA.com.
A beneficiary form can be obtained by clicking here
To view the life insurance certification book click here
AFLAC Excess Accident and Cancer Insurance – All NIAAA members are entitled to purchase AFLAC Acident and/or Cancer Insurance at discounted association group rates. For more information click here
Long Term Health Care Insurance – All NIAAA members are entitled to purchase long term health care insurance at discounted association group rates. The insurance is offered by Mutual of Omaha Insurance Company. A number of different policy optons are available. For contact information click here