Insurance Benefits

NIAAA Insurance

The NIAAA provides membership a number of insurance benefits.

Member Liability Insurance

The NIAAA provides each regular member excess liability coverage for their duties as athletic administrators, athletic directors, coordinators or supervisors up to $2,000,000. Excess means coverage beyond any liability coverage through member’s employer, and any additional personal liability coverage held.

This liability insurance covers the members for claims or lawsuits involving bodily injury of an athlete (spectator or participant), or property damage to a third party. This liability policy does not cover lawsuits for such claims as discrimination, wrongful suspension of a coach or athlete, harassment, personal dismissal, coaching, teaching or principal duties, or any other claim not involving bodily injury or property damage. Suits for such claims occurring during the course of employment would have to be covered by the employer.

Updated 8/7/18

Term Life Insurance

The NIAAA provides $2,500 term life insurance for any current member with exception of student members. The benefit is paid to the surviving spouse or to the estate (if no surviving spouse) unless a beneficiary form has been completed and sent to the NIAAA office. Should the insured prefer to specify a beneficiary, please download and complete a beneficiary form. Mail the completed form to the NIAAA office at 9100 Keystone Crossing, Suite 650, Indianapolis, IN 46240. All members (except student members) are eligible for this life insurance as long as they were a current member of the NIAAA upon their death.  For additional information go to the Bollinger Insurance web site at

A beneficiary form can be obtained by clicking here

To view the life insurance certification book click here

AFLAC Excess Accident and Cancer Insurance All NIAAA members are entitled to purchase AFLAC Acident and/or Cancer Insurance at discounted association group rates. For more information click here

Long Term Health Care Insurance All NIAAA members are entitled to purchase long term health care insurance at discounted association group rates. The insurance is offered by Mutual of Omaha Insurance Company. A number of different policy optons are available. For contact information click here


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